Talos Guides
Hold/Sell/Refi
Compare strategic paths for owned or near-owned assets.
Purpose
This workflow frames whether capital should stay in the asset, be refinanced, or be recycled.
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When to use it
The deal is owned or near acquisition.
Refinance proceeds matter.
Lazy equity appears in portfolio review.
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Inputs needed
Current value
Debt
NOI
Sale costs
Refinance terms
Hold period
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How to read the output
Compare proceeds, forward yield, and risk.
Review tax and transaction-cost assumptions.
Use notes to document why one path is favored.
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Common mistakes
Ignoring transaction costs.
Comparing pre-tax and after-tax results inconsistently.
Assuming refinance proceeds are free return.
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Next steps
Tax-aware analysis
Portfolio review
Report Center
Professional note
Strategic decisions should be reviewed with tax, legal, and financing professionals.