Talos Guides

Hold/Sell/Refi

Compare strategic paths for owned or near-owned assets.

Purpose

This workflow frames whether capital should stay in the asset, be refinanced, or be recycled.

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When to use it

The deal is owned or near acquisition.

Refinance proceeds matter.

Lazy equity appears in portfolio review.

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Inputs needed

Current value

Debt

NOI

Sale costs

Refinance terms

Hold period

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How to read the output

Compare proceeds, forward yield, and risk.

Review tax and transaction-cost assumptions.

Use notes to document why one path is favored.

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Common mistakes

Ignoring transaction costs.

Comparing pre-tax and after-tax results inconsistently.

Assuming refinance proceeds are free return.

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Next steps

Tax-aware analysis

Portfolio review

Report Center

Professional note

Strategic decisions should be reviewed with tax, legal, and financing professionals.